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Prospective Homeowner? Think Twice Before Buying A New Car
By Nef Cortez
So you find you have managed to scrimp and save some money for a down payment on a house, have paid off your vehicle, and you also have found you have enough surplus monthly income for a new car Read more...
A Written Credit Dispute Fix Report Makes It Easier For Everyone Involved
By Jean Simmer
If you are a victim of credit card fraud you want to fix it as soon as possible. Let's say for example, that you want to fix this credit dispute report that you filed. You can, actually, by doing Read more...
Are Secured Loans The Sensible Option?
By Peter Kenny
Secured loans maybe easier and faster to obtain than many other loans, but there are a number of potential dangers with getting secured loans. If you are in need of a loan, but are unsure if a Read more...
Less Than Perfect Credit Ok For California First Time Home Buyers To Qualify For 0 Down Payment Loan
By Keith Hunt
Your decision to be a California first time home buyer is both a sound financial decision and a commendable achievement. But before you start here is some home buying advice that helps put you in Read more...

 

 

 

 

 

 

 

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Credit Card Rebates Rule The Roost
By Robert Alan
Put the power of credit card rebates in your wallet! This can be done very easily if you have good or excellent credit, pay your balance monthly, and enjoy spending money to receive cash back on your purchases.

These unique credit card rebates are all over the place and they provide cardholders with cash rewards or rebates when they shop just like they normally would. All you have to do is use your credit card and purchase items that you always buy from your favorite store and you earn a percentage that you spend back in rebates. The average percentage rate is around 1% to 5% according to which credit card company you choose.

You may first wonder, what the gimmick is, because you know there is one. Well, to put it simply, the credit card rebates are given to you because the credit card company charges the business a fee. This fee is used to give you a rebate. You may also notice that with some credit card rebates you may be paying higher interest fees and annual fees than you would with a regular credit card. These annual fees are usually between $25 and $100 per year.

Many times with credit card rebates such

things as balance transfers and cash advances do not count toward your rebate, but there are a few credit card companies that do offer $5 with all balance transfers. You will have to read the terms and conditions and of course the fine print to learn which credit card companies offer credit card rebates with balance transfers and cash advances.

Most credit card rebates are great even if you may have to pay a higher APR. Today, there are some credit card companies that are still keeping the APR as low as possible while offering credit card rebates. However, if you do not pay your balance on time you will soon learn that the money you would be earning is gone due to paying interest on your balance. The best way to avoid paying interest is to pay off your entire balance monthly. You may find that you are paying more in interest than you are actually earning in rebates if you carry a balance.

Remember, all credit card rebates are a great way to get something back for all your spending but for most credit card companies they only give these type of credit cards to individuals with good or excellent credit.


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Where To Go For A Cash Advance
By Ken Chranley
Many people who are interested in getting a cash advance—or payday loan—to help them out in a financial jam, but aren’t too familiar or experienced with the process, may be unsure where to go for a Read more...

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A Graduated Payments Mortgage Can Save You A Fortune
By Gerald Mason
Most borrowers are aware of fixed rate and adjustable rate mortgages, but not many have heard of graduated payment mortgage.Which is a shame, because it can save you a fortune.This Read more...